SCSS Calculator

Calculate the quarterly interest payout and total return from the Senior Citizens Savings Scheme.

About this calculator

SCSS is a government-backed scheme for those aged 60+, offering quarterly interest payouts over a 5-year term.

The maximum investment is ₹30 lakh and the rate is set by the government each quarter.

All calculations happen in your browser — your numbers are never sent anywhere. Results are estimates for guidance only, not financial advice.

Frequently asked questions

Who can invest in SCSS?

Indian residents aged 60 and above (55+ in some early-retirement cases).

Is SCSS interest taxable?

Yes, the interest is taxable, though 80C benefit is available on the deposit.

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