Step-up / Advance SIP Calculator
Raise your SIP each year in line with your salary and watch the corpus grow far larger.
About this calculator
A step-up SIP increases your monthly contribution by a fixed percentage every year. Small annual hikes compound into a dramatically bigger corpus.
Match the step-up to your expected income growth.
All calculations happen in your browser — your numbers are never sent anywhere. Results are estimates for guidance only, not financial advice.
Frequently asked questions
What is a step-up SIP?
A SIP where the monthly amount rises by a set percentage each year, usually to match income growth.
Is a step-up SIP better?
Over long horizons it typically builds a much larger corpus than a flat SIP for similar effort.