Goal SIP Calculator

Start from a financial goal and find the exact monthly SIP needed to get there.

About this calculator

Whether it's a house down-payment, a child's education or retirement, this works backward from your target to the monthly SIP required.

Adjust the timeline or expected return to make the goal achievable.

All calculations happen in your browser — your numbers are never sent anywhere. Results are estimates for guidance only, not financial advice.

Frequently asked questions

How is the required SIP found?

We solve the future-value formula for the monthly amount that grows to your target at the expected return.

What return should I assume?

Equity funds historically returned ~10–12% long-term, but use a conservative figure to be safe.

Related calculators