NPS Calculator

Estimate your National Pension System corpus at 60 and the monthly pension it can buy.

About this calculator

NPS is a retirement scheme where you contribute until 60, then use part of the corpus to buy an annuity for monthly pension.

At least 40% of the corpus must be annuitised; the rest can be withdrawn tax-free.

All calculations happen in your browser — your numbers are never sent anywhere. Results are estimates for guidance only, not financial advice.

Frequently asked questions

How much pension will I get?

It depends on your corpus and annuity rate. The tool assumes ~6% to estimate monthly pension.

Is NPS tax-efficient?

Yes — additional ₹50,000 deduction under 80CCD(1B) over and above 80C.

Related calculators