Mortgage Calculator
A complete mortgage estimate: loan EMI plus property tax and home insurance, from purchase price and down payment.
About this calculator
Unlike a plain EMI calculator, this rolls in property tax and home insurance to show your true total monthly cost of owning the home.
Adjust the down payment to see how it changes the loan amount and monthly payment.
All calculations happen in your browser — your numbers are never sent anywhere. Results are estimates for guidance only, not financial advice.
Frequently asked questions
What does the mortgage calculator include?
Principal & interest EMI, property tax and home insurance, combined into one monthly figure.
How much down payment do I need?
Typically 10–25% of the property price; a larger down payment lowers your monthly payment.
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