Home Loan EMI Calculator
Buying or refinancing a home? Estimate your home loan EMI, total interest outgo and how it changes with tenure and rate.
About this calculator
A home loan is usually the largest loan you'll take, so even a 0.25% rate difference matters over 20+ years. This calculator shows the EMI and the total interest so you can judge the real cost.
Try shorter tenures or part-prepayments to see how much interest you can save.
Frequently asked questions
What is a typical home loan tenure?
Home loans in India typically run 15–30 years. Longer tenures reduce EMI but raise total interest.
Can I claim tax benefits on a home loan?
Yes — principal up to ₹1.5L under 80C and interest up to ₹2L under Section 24(b) on a self-occupied home, subject to current rules.
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