Loan Comparison Calculator
Put two loan offers head-to-head and instantly see which costs less in total interest.
About this calculator
Lenders quote different rates and tenures, making offers hard to compare. This tool calculates the EMI and total interest for both so the cheaper option is obvious.
A lower EMI isn't always cheaper — a longer tenure can cost more overall.
All calculations happen in your browser — your numbers are never sent anywhere. Results are estimates for guidance only, not financial advice.
Frequently asked questions
Should I pick the loan with the lower EMI?
Not necessarily. A lower EMI from a longer tenure can mean far more total interest. Compare total cost, not just EMI.
What should I compare between two loans?
EMI, total interest, tenure, and any processing or foreclosure fees.
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