Loan Against Property Calculator
Estimate the EMI and interest on a loan against property (LAP).
About this calculator
A loan against property lets you borrow against real estate you own, usually at lower rates than a personal loan but higher than a home loan.
Lenders typically fund 50–70% of the property's market value.
All calculations happen in your browser — your numbers are never sent anywhere. Results are estimates for guidance only, not financial advice.
Frequently asked questions
How much can I borrow against my property?
Generally 50–70% of the property's current market value, depending on the lender.
Is LAP cheaper than a personal loan?
Yes — because it is secured by property, LAP rates are lower than unsecured personal loans.
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