HRA Calculator
Find the tax-exempt portion of your House Rent Allowance.
About this calculator
HRA exemption is the least of: actual HRA received, 50%/40% of basic (metro/non-metro), or rent paid minus 10% of basic.
Only the exempt portion is tax-free; the rest is taxable salary.
All calculations happen in your browser — your numbers are never sent anywhere. Results are estimates for guidance only, not financial advice.
Frequently asked questions
How is HRA exemption calculated?
It's the least of three values: actual HRA, 50%/40% of basic salary, and rent minus 10% of basic.
Can I claim HRA without paying rent?
No — you must actually pay rent and keep proof such as receipts or a rent agreement.